Travel Insurance
Compare quotes from over 40 travel insurance providers
- Quotes from over 40 travel insurance providers
- Suitable for all types of travel cover
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How comparing works
Compare travel insurance quotes from multiple providers side by side, then buy your cover online or by phone directly from the insurer.Find travel insurance in 3 steps
Complete the form
Provide details about you, your health and your travel plans.
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Compare real-time prices and features from over 40 quotes.
Purchase cover
Buy your preferred policy online or direct from the insurer.
What is travel insurance?
Travel insurance can financially protect a person or a family should you suffer injury, illness, or loss or damage to your belongings whilst you are abroad. It is not a legal requirement, but it is recommended because of the costs a person could incur should the unexpected happen while away.
Policies cover illness and accidents and, depending on the policy, can also cover flight delays, cancellations, lost or stolen property such as phones and wallets, and lost luggage. If you are ill or injured abroad, the cost of help and medical attention can quickly run into thousands of pounds.
Travel insurance policies vary significantly in what they cover, so you must choose your cover carefully rather than assuming every policy protects you in the same way.
How much does travel insurance cost?
The price of travel insurance depends on the details you provide when you get a quote: who is travelling, your health, and your travel plans. Where you are going (European or worldwide cover), whether you are taking part in winter sports, whether you are backpacking or on a gap year, how many people need cover, and whether you want a single-trip or annual policy all shape what you pay.
Medical conditions you are aware of before you travel will require a different type of policy, which also affects the price. Because policies differ so much in what they cover, the cheapest quote is not always the right one; compare the cover as well as the price.
Types of travel insurance
Take the time to check the policy you are buying is the right one for your trip and the people travelling.
Single trip
Covers one holiday or journey. Suitable if you only plan to go away once this year.
Annual multi-trip
Covers you for all your trips in a year, so you can forget about it once you have booked. Annual policies generally cover a maximum number of days per trip, so make sure the limit is sufficient.
European or worldwide
Policies are set by region, so you need to choose between European and worldwide cover based on where you are going.
Specialist cover
Winter sports, backpacker and gap-year travel, family cover for everyone or just one or two members, and pre-existing medical conditions all need policies designed for those circumstances.
Travel insurance tips
When comparing travel insurance it is crucial to read the small print, because the cheapest policy may not protect you for your particular circumstances.
Check the excess
If the excess on a policy is too high, you will not be able to make minor claims.
Check cover after you return
Does the policy cover treatment when you are back in the UK? If you need ongoing support such as physiotherapy, make sure it is included.
Check cover for valuables
If you are taking expensive items on holiday, confirm the policy covers theft of or damage to those items.
Do not buy on price alone
Policies vary significantly in what they cover, so check what you are buying before choosing the cheapest option.
Declare medical conditions
Medical conditions you are aware of before you travel require a different type of policy, so make sure yours is covered.
Match the policy to your trip
Consider whether you need European or worldwide cover, winter sports cover, backpacker cover, family cover, or single-trip versus annual cover.
What details do I need to get a quote?
Have these to hand before you start.
About you
Details about the person or people who need cover.
Your health
Information about your health, including any medical conditions you are aware of before you travel.
Your travel plans
Where you are going, how long for, and whether you want cover for one trip or for the year.
Should I claim on home insurance or travel insurance?
Many people rely on their home insurance to cover lost or stolen property while away. Bear in mind that a home insurance claim will affect your home insurance renewal quote, so claiming could push that premium up by more than if you had bought a travel insurance policy and claimed on that instead.
Why travel insurance matters
It may help to think of travel insurance as being as essential as your plane tickets and your passport, yet many people go away without it. Consider what you would do if you fell ill whilst away, or if you lost your job before you left and had to cancel the holiday before it started. If you are ill or injured abroad, the cost of help and medical attention can quickly run into thousands of pounds. It is a genuine risk, so although travel insurance is not a legal requirement, we recommend you treat it as one.
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Frequently asked questions
Is travel insurance a legal requirement?
No. Travel insurance is not a legal requirement, but it is recommended because of the costs you could face if you fall ill, are injured, or lose your belongings while abroad.
What does travel insurance cover?
Travel insurance covers illness and accidents abroad. Depending on the policy it can also cover flight delays, cancellations, lost luggage, and lost or stolen property such as phones and wallets. Policies vary significantly, so check the small print.
Should I get single-trip or annual travel insurance?
If you plan to go away a few times in a year, an annual policy could be worth looking at because it covers you for the year once you have booked. Annual policies generally cover a maximum number of days per trip, so check the limit is sufficient. If you are only going away once, a single-trip policy covers that journey.
Do I need a different policy if I have a medical condition?
Yes. Medical conditions you are aware of before you travel require a different type of policy, so you need to declare them when you get a quote.
Can I rely on my home insurance for belongings lost abroad?
Some home insurance policies cover lost or stolen property while you are away, but a home insurance claim will affect your home insurance renewal quote. Claiming could push that premium up by more than if you had bought travel insurance and claimed on that instead.
What should I check before buying the cheapest travel insurance?
Check the excess, because if it is too high you will not be able to make minor claims. Check whether treatment on your return to the UK, such as physiotherapy, is covered, and whether expensive items you are taking are covered for theft or damage. The cheapest policy may not protect you for your circumstances.
Do I need European or worldwide travel insurance?
It depends on where you are going. Policies are set by region, so choose European cover for trips within Europe and worldwide cover for destinations beyond it.
How do I compare travel insurance with Quote Goat?
Complete the form with details about you, your health and your travel plans, compare real-time prices and features from over 40 quotes, then buy your preferred policy online or direct from the insurer.
Written by Michael Foote, Insurance & Finance Expert
Founder of Quote Goat, with over 20 years' experience in finance and insurance. He has appeared on TV and in Forbes, The Telegraph and The Metro.
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Quote Goat provides access to a travel insurance comparison service operated by Seopa Ltd. This page is general information, not advice. Always check the policy documents to make sure the cover meets your needs.