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Professional Indemnity Insurance guides

Costs, cover, rules and how to pay less for professional indemnity insurance, written in plain English by Michael Foote.

Michael FooteFounder, Quote Goat · 20+ years in finance & insurance
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What Happens If You Don't Have Professional Indemnity Insurance?Find out what happens if you don't have professional indemnity insurance. Learn about personal liability, legal costs…5 min read · 17 September 2026Is Professional Indemnity Insurance a Legal Requirement for My Profession?Find out if professional indemnity insurance is compulsory for your profession in the UK. Clear guidance on legal requi…5 min read · 17 September 2026Understanding PI Policy Wording Before You BuyLearn what to look for in professional indemnity policy wording before you buy. Understand exclusions, retroactive date…4 min read · 17 September 2026What to Do If You Miss Your PI Insurance RenewalMissed your professional indemnity renewal? Learn about round-the-clock reinstatement, coverage gaps, and how to restor…4 min read · 17 September 2026When Does Professional Indemnity Insurance Cover Past Work?Worried about cover for past projects? Find out how PI insurance handles retroactive dates & what to check before assum…3 min read · 17 September 2026Does PI Insurance Cover Subcontractor Mistakes?Does PI insurance cover subcontractor mistakes? Learn how responsibility is shared and when you need your own cover.2 min read · 17 September 2026Can You Have Multiple PI Policies for Different Services?Find out if you need multiple professional indemnity policies for different services, when dual cover makes sense, and…5 min read · 17 September 2026Do I Need Professional Indemnity Insurance as a Sole Trader?Find out if sole traders need professional indemnity insurance, when it's legally required, and what risks you face wit…5 min read · 17 September 2026Professional Indemnity vs Public Liability Insurance: What's the Difference?What's the difference between professional indemnity and public liability insurance? Learn which cover you need, who ne…4 min read · 17 September 2026How Much Does Professional Indemnity Insurance Cost in the UK?Professional indemnity insurance costs £100 to £900+ per year in the UK. See realistic prices by profession, cover amou…4 min read · 17 September 20265 Professional Indemnity Insurance Claims That Saved UK ProfessionalsReal professional indemnity claims examples from UK architects, surveyors, IT consultants and more. See how PI insuranc…4 min read · 17 September 2026Do I Need Basement Works Included in My PI Policy?If you’re an architect involved in designing or overseeing basements, you almost certainly need your PI insurance to in…2 min read · 17 September 2026Will My Professional Indemnity Cover My Past Work?Does your professional indemnity policy cover past work? Learn what a retroactive date means, how it protects your hist…5 min read · 17 September 2026What Is Run-Off Cover and Do I Need It for My PI Insurance?Run-off cover protects professionals after they stop trading. Learn when you need PI run-off insurance, how long to hol…5 min read · 17 September 2026