Electric Car Insurance
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- Access to EV Repair Network
- Like-for-Like Loan Vehicles
- Rated 4.8/5 - 97% Recommend
Electric Car Insurance Comparison In 3 Steps
One short form, then our specialist EV partner comes back to you with quotesComplete the form
Submit your details via our short EV form
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Compare prices to find a suitable electric vehicle policy
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Cover Built for Electric Vehicles
Electric vehicles bring advantages and challenges in equal measure — from advanced onboard systems to unique repair needs. Insuring them requires specialist insight, not generic motor cover. Our specialist partners work with insurers experienced in electric vehicle technology, giving you policies designed around these differences.
With cover aimed at keeping you on the move — whether at home or abroad — they provide features like access to EV repair networks and like-for-like EV replacement options. In many cases, optional cover enhancements may also include protection for charging equipment or battery systems (subject to underwriting and policy terms).
Compare Electric Vehicle Insurance
Tell us about your car once and our specialist EV partner comes back with tailored quotes.
Specialist EV Cover, Designed for Your Needs
Our specialist partners offer features aligned with publicly available information from Novo’s EV scheme and similar electric-vehicle insurers:
EV Repair Network Access
Repairs through manufacturer-approved or EV-trained specialists, as described in Novo’s partnership with BIBA and their national EV repair network.
Like-for-Like Replacement EVs
If your vehicle is off the road, a replacement electric vehicle of similar specification may be provided to minimise disruption.
European Cover
Drive your EV across Europe with optional cover for extended trips, referenced in Novo’s “Why Choose Specialist EV Insurance” materials.
Optional Charging Equipment / Battery Add-Ons
Depending on your insurer’s terms, additional cover may be available for charging cables, home chargers, or battery systems.
Tailored Policy Structure
Policies built specifically for EVs rather than repurposed from standard motor insurance — allowing for accurate risk assessment.
Specialist Claims & Incident Support
Dedicated EV claim handlers provide expertise to reduce downtime and ensure safe, compliant repairs.
Why Electric Car Insurance Matters
Electric vehicles may have fewer moving parts than traditional cars, but the components they use — including advanced sensors, software and drivetrain technology — require specific expertise. Our specialist partners work exclusively with insurers and repairers who understand those complexities, ensuring your vehicle is covered correctly.
Expert Service From Dedicated EV Specialists
Our partners’ commitment to quality and service has earned them strong feedback from EV drivers nationwide. Each policy is built around the real needs of electric motorists, from like-for-like replacement mobility to access to EV-trained repair centres.
Tailored Cover, Optional Enhancements
Depending on your insurer, you may be able to add cover for home charging units, cables or battery systems. These optional extras are designed to protect essential EV components and help reduce unexpected costs in the event of damage or theft.
Driving Confidence Across the UK & Europe
Many electric car insurance policies include optional European cover, allowing you to enjoy your EV on longer journeys abroad. With a UK-wide repair network and flexible protection, you can drive knowing that help is available wherever you are.
Ready To Compare Quotes?
Protect your electric vehicle with insurance that’s built for the future of driving. Complete our quick EV insurance quote form to receive tailored quotes from our specialist partners today.
Electric Car Insurance FAQs
How much does electric car insurance cost?
Premiums vary based on your car make and model, annual mileage, location, and driving history. Electric cars often require specialist repairs, so comparing quotes from EV-focused providers is recommended.
Does the policy include European cover?
Yes — according to Novo’s public materials, European cover is available for set durations. Check your quote for the specific territorial limits and number of days abroad allowed.
Will I get a replacement EV if mine is off the road?
Novo’s partnership announcements confirm like-for-like electric replacement vehicles as part of their EV mobility programme. This may vary depending on your individual policy terms.
Can I add cover for my charger or battery?
Optional add-ons may be available for charging cables, wallboxes or battery systems, depending on the insurer’s underwriting. These are not automatically included in every policy.
Why choose a specialist EV insurer?
Specialist insurers understand electric vehicle technology and repair requirements better than general providers, offering more relevant protection and claim management for EV drivers.
Written by Michael Foote
Founder of Quote Goat, with over 20 years' experience in insurance and finance.
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Quote Goat passes your details to a specialist electric vehicle insurance partner, who will contact you with quotes. This page is general information, not advice. Always check the policy documents to make sure the cover meets your needs.