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Prestige Vehicle Insurance guides

Costs, cover, rules and how to pay less for prestige vehicle insurance, written in plain English by Michael Foote.

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What Happens When a Supercar Is Declared a Total Loss But Still Has Value?Can you keep a written-off supercar? How salvage titles affect insurance and value. Complete guide to total loss, Categ…4 min read · 21 September 2026What Happens If Someone Else Crashes Your Supercar?What happens if someone else crashes your Ferrari or Lamborghini? Learn who's liable, whether their insurance pays, and…4 min read · 17 September 2026How Much Does Supercar Insurance Cost in the UK?Supercar insurance in the UK costs £2,000 to £20,000+ per year. Compare prices for Lamborghini, Aston Martin, Porsche…6 min read · 17 September 2026How Much Does Ferrari Insurance Cost in the UK?Ferrari insurance in the UK costs £5,000 to £15,000+ per year. Find out what affects premiums, how to reduce costs, and…4 min read · 17 September 2026How Much Does Porsche Insurance Cost in 2026?See average Porsche insurance costs by model and get a quote for all models including the Macan, Cayenne, Cayman, Tayca…4 min read · 17 September 2026How Much Does Lamborghini Insurance Cost in the UK?Lamborghini insurance in the UK costs £7,000 to £20,000+ per year. See costs by model, what affects premiums, and how t…4 min read · 17 September 2026How UHNW Supercar Owners Manage Multi-Vehicle Insurance EfficientlyHow UHNW supercar owners manage multi-vehicle insurance efficiently. Specialist cover for collections, costs, security…4 min read · 17 September 2026When Supercars Appreciate Are You Still Properly Insured?If your supercar has increased in value, will your insurer still pay out what it’s worth? Learn how agreed value polici…3 min read · 17 September 2026What to Expect When Making a Claim on Your Supercar InsuranceHad an incident in your supercar? Here’s what the claims process looks like & what to do to avoid issues and delays.3 min read · 17 September 2026Should You Buy a Supercar from a Private Seller or a Dealership?Looking at a supercar for sale? Compare buying from a private seller versus a dealer and learn how each option affects…2 min read · 17 September 2026The Real Cost of Crashing a Supercar in the UK: What Insurers Won't Tell YouSupercar insurance cost UK: what you'll really pay after crashing a Ferrari, including repair bills, claims gaps and wh…4 min read · 17 September 2026Why Some Supercars Are Becoming Uninsurable in 2025 – And What Owners Can Do About ItFind out why certain supercars are becoming uninsurable in 2025, which models are affected, and what UK owners can do t…5 min read · 17 September 2026Can You Get Insurance Under 25 For Supercars in the UK? The Truth No One Tells YouSupercar insurance under 25 is tough but not impossible. Find out which insurers will quote, what premiums to expect, a…4 min read · 17 September 2026Agreed Value vs Market Value Car Insurance: How to ChooseConfused about agreed value vs market value car insurance? Discover which policy protects supercars and prestige vehicl…5 min read · 17 September 2026How Write-Offs Are Handled for SupercarsWhat happens when your supercar is written off? Understand how insurers approach total loss claims, from agreed value t…1 min read · 17 September 2026Can I Insure a Modified Prestige Car? Yes, But Tell ThemCan I insure a modified prestige car? Learn which changes to declare, how they affect cover and premiums, and how to co…6 min read · 17 September 2026